Overdraft fees may be assessed for items paid into overdraft. When checks and preauthorized automatic payments (ACH) are presented for payment and your account doesn't have enough money, we may pay the item(s) into overdraft or return the item(s) unpaid.Please refer to the Deposit Account Agreement and Consumer Fee and Information Schedule for more information.
When you have a previously authorized transaction, such as ATM and debit card transactions, account transfers, and Wells Fargo Online Bill Pay transactions, presented for payment and your account doesn't have enough money, we will pay the item(s) into overdraft and an overdraft fee may be assessed.Review your statements for automatic transactions and cancel them by contacting the merchant(s).Business customers call 1-800-CALL-WELLS ( 1-80). If your account is enrolled in the optional Debit Card Overdraft Service, any account holder with transaction authority on the eligible checking account can remove the service by visiting a Wells Fargo ATM (select More Choices, Wells Fargo Services), through Online Banking, talking with a branch banker, or calling a phone banker at 1-800-TO-WELLS ( 1-80).This information may help you avoid additional transactions and fees: Overdrawn accounts that need to be brought back to a zero or positive balance.Balance sweep feature needs to be removed.Funds pledged for collateral or other purposes that need to be released.Legal or bank restrictions that need to be resolved.Prime Checking and Premier Checking accounts that need to process a statement the statement will be finalized no later than the third business day of the month.Or, you can sign on to Wells Fargo Online ® to see if you have the option to reactivate your account online. Ask a Wells Fargo banker to reactivate your account. Inactive accounts that need to be reactivated.Transactions in process, including Overdraft Protection transfers, that need to post.When you request closure by phone or in person, we'll inform you if your account has a condition that prevents closure. All deposits, outstanding and pending items are posted.Īre there conditions that may prevent closure?.
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